OUTsurance Car Insurance Quote
OUTsurance Car Insurance Quote
If you own a car, you already know that having reliable insurance is not just a legal requirement it’s a smart investment in your safety and financial stability. Among the many insurance companies available today, OUTsurance stands out as one of the most trusted and innovative providers. Known for its affordable premiums, excellent customer service and highly competitive benefits, OUTsurance has become a go to choice for South African drivers looking for quality cover.
Whether you’re shopping around for better rates or taking out car insurance for the first time, getting an OUTsurance car insurance quote is one of the best steps you can take. In this indepth guide, we will explore everything you need to knowf rom how to get a quote, what the process involves, the benefits you can expect, and why so many drivers choose OUTsurance.
Why Consider OUTsurance for Your Car Insurance?
Before diving into the quote process, it helps to understand what sets OUTsurance apart. The company has built a strong reputation for transparency, excellent service and value-for-money products. Here are some reasons why motorists prefer OUTsurance:
- OUTbonus Cashback Rewards; One of OUTsurance’s most popular features is the OUTbonus, where clients get cash back after a period of claim free years. This reward encourages responsible driving and offers real financial benefits.
- Affordable, Customised Premiums; OUTsurance calculates premiums based on your personal risk profile. This means your quote is tailored to you your driving habits, your vehicle type, your location and how often you use your car.
- Comprehensive 24/7 Emergency Assistance; With OUTsurance, you get access to roadside and emergency assistance whenever you need it. Whether your car breaks down, you run out of fuel, or you lock your keys inside, help is only a phone call away.
- Fast and Easy Claims Process; OUTsurance is known for its efficient claims process. Filing a claim is straightforward, and the company aims to settle valid claims as quickly as possible.
- Multiple Cover Options; Drivers appreciate the flexibility of choosing from different types of insurance depending on their budget and needs.
Types of OUTsurance Car Insurance Available
When requesting an OUTsurance car insurance quote, you can choose from three main types of cover:
1. Comprehensive Car Insurance
This is the broadest and most recommended cover. It protects you against: Comprehensive cover is ideal for new cars, financed vehicles or cars of high value.
- Accidental damage
- Theft or hijacking
- Fire and natural disasters
- Third-party liability
- Damage caused by incidents beyond your control
2. Third-Party, Fire and Theft
This is a more affordable option and covers: However, damage to your own car from an accident is not covered.
- Damage you cause to someone else’s vehicle or property
- Theft or attempted theft
- Fire damage
3. Third-Party Only
The most basic and budget friendly option. It covers damage you cause to another person’s car or property. It does not cover your vehicle for fire, theft or accidental damage.
READ ALSO; Car insurance South Africa
How to Get an OUTsurance Car Insurance Quote
Getting a quote from OUTsurance is simple, fast and completely free. Here’s what you’ll need and what to expect during the process.
1. Visit the OUTsurance Website or Call Their Team
The easiest way to get your quote is through the official OUTsurance website. You can also request a quote via phone if you prefer speaking to an agent.
2. Provide Your Personal and Vehicle Details
To calculate your personalised premium, OUTsurance will request information such as:
- Your full name and contact details
- ID number
- Vehicle make, model and year
- Vehicle value and mileage
- Where the vehicle is parked during the day and at night
- Average daily driving distance
- Providing accurate details ensures your quote is fair and reliable.
3. Choose Your Type of Cover
You’ll be asked to select from Comprehensive, Third-Party Fire and Theft, or Third-Party Only. OUTsurance will then show the benefits and costs for each.
4. Receive Your Personalised Quote
Once the details are processed, you’ll receive your quote instantly. The premium is calculated based on your risk profile, which means no two quotes are exactly the same.
5. Accept Your Quote and Get Covered
If you’re happy with the premium and coverage, you can accept the quote and sign up immediately. cover will usually start as soon as your first payment is made or on the date you’ve chosen.
What Affects Your OUTsurance Car Insurance Quote?
Several factors determine the cost of your premium. These include:
1. Your Driving History; Drivers with a clean record usually receive lower premiums.
2. Age and Experience; Older, more experienced drivers may pay less because they are considered lower risk.
3. The Type of Vehicle; High-value, luxury or performance cars usually have higher premiums due to the cost of repairs and replacement.
4. Your Location; Areas with high crime rates or high accident statistics can influence your premium.
5. Vehicle Usage; The more you drive, the higher the risk of an accident this may slightly increase your quote.
Benefits of Getting an OUTsurance Car Insurance Quote Online
Getting your quote online comes with several advantages:
1. It’s Quick and Convenient; You can complete the entire process in minutes without needing to visit a physical office.
2. No Obligations; You receive the quote with no pressure to sign up immediately. You can compare it with other providers before making a decision.
3. Transparent Pricing; OUTsurance provides a detailed breakdown of your coverage and what your premium includes.
4. Tailored to Your Budget; If the premium is higher than expected, you can adjust your excess or select a different cover option to bring the cost down.
Tips for Getting the Best OUTsurance Car Insurance Quote
Here are a few ways to help lower your premium:
- Opt for a higher excess if you can afford it during a claim.
- Install security devices such as tracking systems or alarms.
- Park your car in a secured location at night.
- Drive safely and maintain a good driving history.
- Compare options and select the cover that gives you the best value.
Absolutely. OUTsurance has built its name around reliability, affordability and excellent customer service. Whether you’re a new driver or an experienced motorist, OUTsurance gives you peace of mind knowing your car is protected against life’s unexpected events.
Find OUTsurance
Postal address
P.O. Box 8443
Centurion
0046
South Africa
Physical address
1241 Embankment Rd
Zwartkop Ext 7, Centurion
South Africa
0157