Does FNB Have Car Insurance?

Does FNB Have Car Insurance?

If you are looking for reliable car insurance in South Africa, you might be wondering: Does FNB have car insurance? The answer is a resounding yes. First National Bank (FNB) offers a wide range of car insurance options designed to meet different needs and budgets, including comprehensive cover, third-party, and Takaful plans. Whether you are seeking full protection for your vehicle, affordable liability coverage, or specialised add-ons, FNB’s car insurance solutions provide peace of mind while keeping you on the road.

FNB car insurance policies cover damage, theft, hijacking, and roadside emergencies, with convenient add-ons such as scratch & dent cover, tyre & rim protection, and unspecified portable possessions coverage. What sets FNB apart is the integration with eBucks rewards, allowing policyholders to earn points on premiums and even benefit from fuel rewards at Engen and discounts on selected flights booked via eBucks Travel.

Applying for FNB car insurance is simple and convenient, with quick quotes available through the FNB App. Additional benefits include car rental while awaiting claim settlement, coverage for outstanding loan shortfalls in case of total loss, and optional fraud protection for your FNB accounts.

Whether you are looking for comprehensive protection for your car, affordable third-party coverage, or additional perks like roadside assistance and emergency medical support, FNB has options tailored to suit your lifestyle. With FNB car insurance, you can ensure your vehicle, finances, and family are safeguarded, giving you complete peace of mind every time you hit the road.

Read: Budget Car Insurance in South Africa

Does FNB Have Car Insurance?

• Yes, First National Bank (FNB) offers a range of car insurance options designed to meet the diverse needs of drivers, from comprehensive cover to more affordable third-party solutions. With FNB car insurance, you can enjoy peace of mind knowing your vehicle is protected against accidents, theft, hijacking, and other unexpected events.

FNB’s car insurance policies are not just about protection; they also provide value through add-ons, rewards, and practical benefits. Whether it’s scratch and dent cover, tyre and rim protection, or unspecified portable possessions coverage, FNB has thoughtfully designed its offerings to give drivers confidence on the road.

Types of FNB Car Insurance Policies

FNB offers three main types of car insurance to suit different budgets and coverage needs:

1. Comprehensive Cover:

Comprehensive cover provides full protection for your vehicle, covering damages from accidents, theft, hijacking, fire, storm, flood, and even animal-related incidents. Additional benefits include:

• Locks and keys coverage
• Windscreen and permanent window glass repair/replacement
• Towing, storage, and delivery after repairs
• Emergency repairs and accommodation if an incident occurs far from home
• Repatriation assistance for breakdowns outside South Africa (Botswana, Lesotho, Mozambique, Namibia, Swaziland, Zimbabwe)
• Third-party liability for damage caused to other vehicles or property
• Roadside and emergency medical assistance
• Trauma counselling

Vehicle modification support for drivers with disabilities after a covered incident

2. Third-Party, Fire & Theft:

A more affordable alternative, this option covers:

• Damage due to theft, hijacking, or fire
• Third-party liability for damage you may cause to other vehicles or property
  It does not cover minor accident damage, such as scratches or other wear and tear.

3. Third-Party Cover:

The most cost-effective option, this policy only covers:

• Third-party liability for damage you may cause to another vehicle or property
• Your own vehicle is not covered under this plan
• Limits and exclusions apply as specified in your policy schedule.

FNB Car Insurance Eligibility Criteria

To qualify for FNB car insurance:

• You must be 18 years or older
• You need a valid FNB transactional account or vehicle asset finance with WesBank

Why Choose FNB Car Insurance?

FNB car insurance stands out for several reasons:

Flexible Options:

• From comprehensive cover to budget-friendly third-party plans, FNB meets diverse needs.

Convenience:

• Manage your policy and claim quickly through the FNB App.

Added Benefits: From car rental and scratch/dent cover to tyre & rim protection, FNB goes beyond standard coverage.

Rewards:

• Earn eBucks while protecting your vehicle and enjoying fuel and travel perks.

Peace of Mind:

• Roadside assistance, trauma counselling, emergency medical cover, and repatriation support ensure you’re fully prepared for any scenario.

Key Benefits of FNB Car Insurance

FNB car insurance isn’t just about coverage; it is about practical support and added value for drivers. Some of the key benefits include:

Car Rental Excess Waiver:

• If you are in an accident with a rental car, you only pay R4 500 excess, and FNB covers the rest (up to R30 000 per incident).
• This applies to active FNB Short Term Comprehensive Car Insurance policies.

Quick Quotes on the FNB App:

• You can get a car insurance quote in just 60 seconds, making it easier than ever to compare options and secure coverage.

Car Rental Benefit:

• If your car is being repaired or you are awaiting a claim settlement, FNB provides a temporary rental vehicle so you are not left stranded.

Credit Shortfall Protection:

• In the event of a total loss, FNB will pay the difference between your outstanding loan balance and your car’s retail value, ensuring you are not left financially exposed.

Scratch and Dent Cover:

• From minor scratches to serious accidents, FNB helps cover repairs to maintain your car’s condition.

Tyre & Rim Protection:

• Avoid costly pothole repairs with no excess when claiming for tyre and rim damage.

Unspecified Portable Items Coverage:

• If items are stolen from your vehicle or damaged in an accident, coverage is available with proof of forcible entry.

FNB Money Protect Plus:

• Add extra fraud protection to your FNB account with cover ranging from R100 000 to R1 million, starting at just R9 per month.

Also Read: FNB Car Insurance Calculator

FNB Car Insurance Rewards and Added Value

FNB car insurance integrates with eBucks, allowing you to earn rewards on premiums. Some highlights include:

• Up to 15% of your premium back in eBucks monthly
• Up to R8 per litre back on fuel spend at Engen when paying with car insurance every month
• Discounts of up to 80% on selected flights booked via eBucks Travel when you insure all your assets with FNB

With a variety of coverage options, practical add-ons, and valuable rewards, FNB provides comprehensive solutions for South African drivers. Whether you want full protection, affordable liability cover, or additional perks like car rental support and eBucks rewards, FNB car insurance is designed to give you peace of mind on the road. From quick quotes on the FNB App to financial protection for total loss and everyday convenience, FNB ensures that your car, finances, and family are well-covered. By choosing FNB, you’re not just insuring your vehicle; you are investing in safety, convenience, and rewards. Visit the official Website of FNB For More Details

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